Privacy Policy

HELOCorRefi.com (the "Site") is operated by Jason Heaps (NMLS #916691) in connection with mortgage origination services provided through West Capital Lending (NMLS #1566096). This privacy policy describes what information we collect, how we use it, and your rights regarding that information.

Information We Collect

When you use the Decision Tool or contact forms on this Site, we may collect: your name, email address, phone number, property address, current mortgage information, credit score range, employment status, and other information you voluntarily provide. We do not pull credit reports or access financial accounts.

We also collect standard web analytics data including IP address, browser type, referring URL, and pages visited. We do not use third-party advertising trackers without disclosure.

How We Use Information

Information you submit through the Decision Tool or contact forms is used to provide a personalized mortgage analysis and to contact you about your inquiry. We do not sell your information to third parties. We may share information with West Capital Lending and its loan processing partners as needed to provide services you have requested.

Your Rights

California residents have specific rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion, and the right to opt out of the sale of personal information. We do not sell personal information.

To exercise any of these rights, contact Jason Heaps directly using the contact form on this Site.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Changes to This Policy

We may update this policy from time to time. The "Last updated" date at the top of this page reflects when the policy was most recently changed.

Contact

For questions about this privacy policy, contact Jason Heaps at NMLS #916691, through the contact form on this Site.