Jason Heaps · NMLS #916691 · DRE #2243927
West Capital Lending, Inc. · NMLS #1566096
Headquarters: 17911 Von Karman Ave, Suite 400, Irvine, CA 92614
West Capital Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
HELOCorRefi.com is an educational platform operated by Jason Heaps in connection with mortgage origination services provided through West Capital Lending, Inc. This site provides general informational estimates only and does not constitute a commitment to lend, a loan approval, or a financial recommendation. Actual rates, terms, and qualification are subject to a full credit and property review.
Not a loan application. The tools and calculators on this site collect information for educational purposes and to facilitate consultation requests with a licensed loan officer. Submitting information through this site does not constitute a mortgage loan application under the federal Truth in Lending Act, the Real Estate Settlement Procedures Act, or any state equivalent. A formal application requires additional documentation including credit authorization, and triggers required federal disclosures collected through proper application channels.
Loans are offered in states where Jason Heaps and West Capital Lending, Inc. are licensed to originate. For full licensing details, see the West Capital Lending licensing page and NMLS Consumer Access. Texas residents may file complaints via the Texas Complaint page.
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