Tell us about the property

Property characteristics affect available products and pricing. We use this to make the recommendation accurate to your specific situation.

PROPERTY ZIP CODE

Used to look up your county's loan limits and state-level rate context. We don't ask for a full property address — this tool provides educational estimates, not a loan application.

PROPERTY TYPE

Property type affects pricing — condos, townhomes, and multi-unit properties each carry different rate adjustments.

HOW IS THE HOME USED?

Investment properties add ~2% to your rate; second homes add ~0.75%. We factor this into the recommendation.

ESTIMATED HOME VALUE

Used to calculate available equity and loan-to-value ratio — a rough Zillow or Redfin estimate is fine.